Consolidation Loans

The Federal Consolidation Loan Program lets you consolidate your different types of Federal student loans to make repayment easier.

You can consolidate loans when you get to the six-month, post-school grace period. You may also consolidate your loans at any time during the repayment period, or when payments are deferred or suspended. For more information regarding loan consolidation, contact your lender or visit the Federal Student Aid website's Loan Consolidation page.